If Something Happened Tomorrow,
Would Your Loved Ones Know What to Do?
Rest Easy.
The Positive Money Blueprint for Organizing Your Financial Affairs helps you gather, store, and protect critical information your loved ones need in 90 days or less so that they can take over with confidence, clarity, and ease. Guaranteed*
Note: Our 12-week group program starts in January 2027, with enrollment opening Friday, November 27th, 2026.
*We guarantee your money back if you can show that you have completed the work in the 90 day period and are still unsatisfied with your purchase.
Trang D.
Mom, retired
"The actual work of pulling together a next of kin box isn't that hard, but the mental energy and our own values around money can truly impact how we do this work. If you need a little push to help you with this important work of preparing your documents, do this course."
Erika S.
Coach
"I have had more progress in transforming my relationship with money over the last few months working with Cindy than I have had in 56 years of therapy and coaching. I wish I could have known about this years ago, but better late than never! Grateful to now have concrete strategies that I am using to improve my life and my family's life!"
Anita P.
Educator
"The process was so helpful, not just with the mechanics of identifying, labeling, and filing important paperwork, but also in dealing with the emotions that arise in considering money and inheritance issues.
This course helped me appreciate how important this work is."
“I can’t believe we didn’t take care of it earlier.”
We got news in May that a close friend in her 70s had an aggressive form of cancer. In June, treatment was going well though the prognosis was not good. In early July, we met with her and her husband on the front stoop of their row house where she expressed concern about her husband's welfare. Two weeks later, she started an experimental treatment, and two weeks after that went into cardiac arrest and died in intensive care on the last day of July.
When asked if they had end-of-life documents in place, her husband said, "No. We just never got around to it, sadly. It won't bring her back but not having them added so much to an already stressful situation. I can't believe we didn't take care of it earlier."
This story is true and way too common.
It’s also avoidable.
Family is at the heart of why many of us do what we do.
We want the best for them.
We want to be good role models for our children and caregivers for our parents.
We want to protect all we've worked hard for and to pass along a legacy we are proud of.
Yet, we...
Struggle with facing the inevitable, answering emotionally charged questions about protecting assets, and assigning roles and responsibilities to next-of-kin.
Tell ourselves it isn't a good time, I'm too busy, or someone else will take care of it.
It will all work out, because who can predict the future anyway?
The reality is that resistance is more about mindset than capacity, and fear than love.
Meet Anita
Anita joined our 30-day challenge last year knowing she wanted to complete a next-of-kin box but also wondering how she was going to fit it into her busy life. Her husband handled most of the finances in the house but their will was out of date. With a growing brood of grandchildren, she felt an urgency to get their affairs in order but had many of the same thoughts listed above.
Upon completing the challenge, she wrote:
Top 5 Benefits of Getting Your Financial Affairs in Order
Did you know that roughly 60–70% of adults pass away without their affairs in order, leaving loved ones to figure it out in the dark?
Instead, you could...
1.
Be so organized that your loved ones thank you.
2.
Find and save money when auditing your accounts
and protecting assets from probate.
3.
Connect to loved ones in meaningful ways
builds bonds that last generations.
4.
Learn about important details that matter
for your unique estate planning needs and help
you make smarter decisions.
5.
Sleep better at night knowing you have a process and
system that can be updated and modified easily.
Imagine waking up feeling calm and relieved, knowing that you have a system in place for protecting and passing on your legacy with love.
The Positive Money Blueprint for Organizing Your Financial Affairs helps you gather, store, and protect critical information your loved ones need in 90 days or less so that they can take over with confidence, clarity, and ease. Guaranteed!*
*We guarantee your money back if you can show that you have completed the work in the 90 day period and are still unstaisfied with your purchase.
News no family wants to hear.
It was a Friday night when we got the call. It was my little sister. Her voice was cracking. Given the odd timing and the sound of her voice, I knew it was bad news. Indeed. She was bearing news no family member wanted to hear -- my nephew, age 28, had been in a terrible car accident that morning and was on life support.
After a long weekend of not knowing, it became clear that he wouldn't make it. Fortunately, he had specified on his license that he wanted his organs donated, and the care and support of the family had been exceptional. Unfortunately, not having access to his computer and phone cost the family precious time, money, and emotional stress on top of grieving the loss of their child.
You can never know but you can always be prepared.
Giving your loved ones the gift of confidence, clarity, and ease around managing your affairs when you no longer can is one of the greatest acts of love. at any age.
The Blueprint
Module 1 - Create Your Game Plan
You'll learn about the 7 Principles of Positive Money and how they can reframe any beliefs or behaviors that stop you from embracing this project from a place of love rather than fear. You'll also learn what to focus on and how to build a team to help you complete your task.
Your "Why" in Focus: Clarify Purpose and Commitment
Winning Mindset: Choosing Love Over Fear
The Inner Circle: Who Matters Most
Inside the Box: Anatomy of a Next-of-Kin Box
From Vision to Action: Your Game Plan with SMART Goals
Module 2 - Gather the Most Important Assets First
This is when you'll gather keys and critical documents that are most essential for your next of kin to take action immediately when needed. If you do nothing more than this, you can sleep better knowing they can find what they need.
Essentials Grab Bag: The Key Bag Checklist
Guardians of Legacy: Protected Document Bag Checklist
Your Trusted Network: Identifying Key People
Crucial Info at a Glance: The Vital Sheet
From the Heart: Writing Your Next-of-Kin Letter
Module 3 - Record and Store Financial Information
Gather and store current information regarding your financial affairs, such as bank accounts, insurance, etc.. You'll have checklists, guidance, and community support where you can ask questions, celebrate progress, and be held accountable.
Home Base: Documenting Your Primary Residence
Wheels of Fortune: Recording Vehicle Details
Counting the Cash: Your Bank Accounts
Income Streams: Track Your Earnings
Assets Inventory: What You Own and Value
Support Network: Family and Friends Directory
Educational Records: Your Learning Legacy
Health Matters: Medical Information Essentials
Your Circles: Communities and Connections
Legal Matters: Key Documents You Need
Tax Time: Recording Tax Information
Will & Trust: The Foundation of Your Estate
Medical Directives: Your Wishes, Documented
Power of Attorney: Empowering Decisions
A Personal Goodbye: End-of-Life Ceremonies
Module 4 - Protect and Communicate Your Wishes
Master the art of money dates to convey your financial plan to loved ones, ensuring everyone understands and respects your vision so that you can leave behind clarity and harmony rather than confusion and discord.
Lock and Key: Mastering Password Managers
The Executor's Guide: Roles and Responsibilities
Heartfelt Conversations: Communicating with Loved Ones
Legacy in Action: Bringing It All Together with Practice
Celebrate Your Success: Reflection and Reward
My Story
The saying goes that we create for others what we wish we had for ourselves. That is certainly the case here. As much as I love to organize and know things are in order, I resisted doing this task for many of the reasons listed above.
It wasn't until I set the goal and made the Positive Money choice to focus on financial security that I learned about The NokBox® through the Toler Financial Group. The "Next-of- Kin" box* is a fire-safe box with worksheets and file folders that make it easy to organize. *Though I highly recommend this resource, it's NOT necessary or a requirement for this course or for completing this task.
A few things I learned from my experience
and working with others.
👇
Organizing our financial affairs saved us money
and brought our family together.
👇
Build the practice around a habit (like coffee in the morning).
👇
Positive Money principles and practices were essential.
Give the gift keeps on giving.
Invest today in your financial security so you sleep better
and your loved ones have what they need.
✅ Lifetime access to an interactive online portal that includes course information, materials, and activities for organizing your financial affairs. (Worth $297)
✅ 12 weeks of live coaching and support in a small-group setting with money relationship expert Cindy Morgan-Jaffe. (Worth $3600)
✅ Guidance and resources from experts on estate planning. Note: I am not certified to advise students on legal or estate matters. Materials reflect general knowledge, and laws can differ state to state.
✅ A digital copy of Positive Money - 7 Principles to Living a Rich Life
✅ A guarantee of your money back if you are dissatisfied with the program. (To earn the guarantee, you must complete all course materials in the timeframe specified.)
A value of $3997 for only $397*
*Does not include tax or VAT.
We recommend a fire safe version of the a Next-of-Kin or NokBox™ for storing your documents though you do not need it to complete the project. Purchase here.