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A Philosophy for Money

The 7 Principles of Positive Money

Positive Money principles draw from what I’ve learned in my 60+ years on this planet, where money is a critical resource and one that is prized and rewarded. I wish I had these principles earlier in my life when money was a source of stress or limitation, and I didn’t know why. I would have felt more confident in having difficult financial conversations or managing money had I had a framework or set of principles like the ones listed below.

Each principle can stand on its own or work in tandem with others to help you make wise money decisions in real time. For example, a dear friend invites you out to dinner. You know they earn less than you do, so you make a mental note that you’ll pay the check. You might assume this is a Positive Money move. But is it? How often do you end up paying even if someone else invites you out or offers to pay? If so, what assumptions are you making? What would it look or feel like if you let them pay this time?

I offer this example because assuming you’ll pay for others, even when they invite you out, can rob them of the joy of giving or enabling. Also, as generous as you are or like to be, there may be part of you that finds it difficult to receive. In this case, you could clarify expectations. If your friend insists on paying for both of you, say thank you without qualification and notice how you feel. It can take a while to build the muscle of receiving, especially if you don’t use it much.

The following is a list of the principles. You’ll learn how to use them in the next section under process.

Positive Money is…

1. A choice. When you choose Positive Money, you choose a relationship with money driven by love rather than fear.

2. Generational. When you’re aware of the beliefs and behaviors you inherit and pass along, you’re more intentional about your actions today.

3. Serves a higher good. When you’re grounded by a higher good, you have the interests and needs of others in mind.

4. Aligns head, heart, and habit. When your thoughts, feelings, and actions related to money are aligned, you experience ease and flow.

5. An act of giving and receiving. When you give and receive equally, you experience the power of connection.

6. Causes no harm. When you understand how your money choices cause harm to yourself and others, you take action to mitigate that harm.

7. A practice. When you practice Positive Money, you apply the principles to daily financial decisions with mindfulness and compassion.


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