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Join the Club

The Positive Money Club is a safe, supportive space to get your financial life in shape on your own or with the help of a trainer.

Self-guided or supported options available.

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The Positive Money Fitness Program™

The Positive Money Fitness Program™ is our signature 12-month experience delivered through our online Positive Money Club Gym™ and designed to take you from where you are today to where you want to be tomorrow, one action, one choice, one decision at a time -- guaranteed.*

 

(*We give your money back at the end of your program if you are not satisfied and can demonstrate that you did the work.)

Your 12 Month Journey

Your Positive Money Fitness journey starts with a thoughtful exploration of your relationship with money, a dimension often missed when setting financial goals. From there, you create a plan for what you want to achieve by the end of the program in one or more of the four dimensions of your financial life. 

Every month, you learn about and explore one Positive Money Principle and Practice, such as setting and maintaining money boundaries. Once you complete your monthly mission, you earn points that qualify you for special offers, and the next monthly mission appears in your learning portal. 

Monthly Missions Include

  • 🎯 One Core Training on a Principle or Practice Experienced Through the Online Positive Money Club Gym (Available 24/7)

  • ✉️ Weekly Prompts Tied to the Training (reflection + application)

  • 🏋️‍♀️ Weekly Money Dates in Live Zoom Session (accountability + application)

  • 🧠 Ongoing Practice (minimum 2 hours/week, self-paced or with a coach*)

  • ✍️ Automatic subscription to the Finding Grace in a Messy Place blog on Substack

See self-guided or supported options below

See self-guided or supported options below

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A proven formula for getting money fit using Positive Money Principles and Practices.

A suite of pre-recorded training where you can earn badges and rewards for completion.

Worksheets and resources to help you do the work at your own pace.

Bi-weekly prompts and workout sessions tied to each monthly mission.

Self-guided or supported options available.

Your Lead Trainer and Coach

“I’ve been you and still am in many ways.”
Cindy Morgan-Jaffe, Founder of The Positive Money Club

Hi, I’m Cindy, creator of the Positive Money Club and your lead guide and coach. coach. I’ve helped hundreds of women move from doubt and shame to clarity and confidence. I created this space because we know the benefits of physical and mental fitness, so why not work on our financial fitness the same way -- through a consistent practice driven by goals and regular workouts?

 

When I was in my late 30s, married, and a mother of three girls, I went through a midlife crisis -- at least that's what some might say. In truth, it wasn’t the first nor the last time I struggled with who I am and how I showed up. 

On one hand, I am mission-driven, a lifelong learner, and dedicated to family, health, and living a rich life. I have big ideas and the skills and drive to bring them to light.

 

On the other hand, I am that small-town girl from Wyoming, wondering "Who am I to...? Even with a blessed childhood and caring parents, I learned that money was stressful or something to be ashamed of, whether rich or poor. Being one of the youngest, I was used to others stepping in when things got tough.  

 

​Out of these competing paradigms came the revelation that my relationship with money needed to change if I wanted to leave a legacy I was proud of, not just for myself, but for my family, my community, and the world in general. In addition, I've been increasingly concerned about the focus on money as an end rather than a means, and the destructive power of greed over good.

 

This was why I wrote Positive Money - the 7 Principles for Living a Rich Life.

 

This is why I created the Positive Money Club for women like you.

 

This is why I hope you join me in my mission to empower women to feel confident, secure, and intentional about their money.

Learn more about Cindy's qualifications here.

 

Get Started on Your Positive Money
Fitness Journey Today

Choose the package that works best for you.

All come with a money-back guarantee, minus special discounts if applied at checkout.* 

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🏋️ Level 1: (Recommended)
Self-Guided 12 Month + Personal Plan

Build the habit one month at a time, starting with

a personalized plan of action.

7-Day Free Trial

  • Starts with your Positive Money Fitness Scorecard™ & Recs (Value of $197)

  • 24/7 Access to the online Positive Money Club Gym with Monthly Missions focused on Positive Money Principles and Practices (Value $997)

  • Weekly Live Money Workouts: Show up, take action, feel progress (Value $1200)

  • Weekly journaling prompts focused on the monthly mission (Value $600)

  • Subscription to the Finding Grace in a Messy Place blog on Substack (Value $80)

  • BONUS: 3 Ways to Slay Your Money Saboteurs mini-course (Value $197)

PLUS:

 

  • Work with your coach over two hours to create a 12-month Positive Money Fitness Plan™ that is reviewed and renewed annually based on your Positive Money Fitness Scorecard™ and Recommendations (Value of $600)

  • BONUS: Positive Money Fitness Planner™ (Value $297)​​​​

 

Best for: Women who want clear goals and a plan to reach them.

Value of over
3K for only

 $997/year

🏋️ Level 2: Self-Guided 12 Month 

Build the habit one month at a time.

7-Day Free Trial

  • Starts with your Positive Money Fitness Scorecard™ & Recs (Value of $197)

  • 24/7 Access to the online Positive Money Club Gym with Monthly Missions focused on Positive Money Principles and Practices (Value $997)

  • Weekly Live Money Workouts: Show up, take action, feel progress (Value $1200)

  • Weekly journaling prompts focused on the monthly mission (Value $600)

  • Subscription to the Finding Grace in a Messy Place blog on Substack (Value $80)

  • BONUS: 3 Ways to Slay Your Money Saboteurs mini-course (Value $197)

Best for: Women who like to go it alone and take a multidisciplinary approach to personal growth and development. 

$497/year

Or...

If the program sounds so great AND you know you would want support, learn more about working with our lead trainer, Cindy Morgan-Jaffe, to 10X your impact. She works with a select group of women annually.

*Guarantee: The Positive Money Club offers a money-back guarantee minus discounts applied at checkout as long as you can show that you have done the required work.

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